Keeping Low-Income Families on a Health Insurance Policy

Many would say that low-income people are more likely to lose their insurance than that of higher-income groups because they have a larger turnover in the job market which alters their health insurance with every change, adding to the loss of insurance is the complicated renewal, eligibility and procedural barriers to obtaining publicly funded coverage through Medicaid.

Research has shown that persons with a stable health insurance policy improves access to health care and the continuity of care throughout their term with health insurance if that is taken away due to job loss or a change in the economy the health of a person or their family often declines more rapidly than one would think.

There are many factors for insurance to be terminated; a death in the family, divorce, job changes, unemployment, even an increase in salary often disqualifies workers for public insurance. When you add changes such as these, to an already complex system of waiting periods, eligibility rules, and a renewal process that is unclear as to when and how to go about the procedures for insurance it may prevent many to trying to obtain insurance all together.

No one should go without health insurance or lose coverage due to family circumstances or the changes in an economy, but it happens, millions of people lose insurance each year for reasons that could have be avoided. Social Service Coordinators is number one in the field of health care member retention because member retention is what they do best. Social Service Coordinators contracts with top health insurers all over the country to provide free education and advocacy services to individuals with Medicare for an variety of federal, state, and local programs.

Social Service Coordinators is headed in the right direction, they are the leading health advocate in the nation and for good reason; the mission of SSC is to help members identify and apply for State Medicare Savings Programs (MSPs) that can help pay their Medicare Parts A and B premiums, coinsurance, and deductibles, because there are many people with Medicare who have low incomes, but not quite low enough to qualify for full Medicaid. There are several MSPs available to help lower income seniors and disabled individuals pay for some of their out-of-pocket medical expenses.

In November of 2011 the population of the world hit a mile stone- the world?s human population reached seven billion. Who was the seventh billion person, where were they born is a good question but the real point how fast the population is growing- it took two human lifetimes to go from 1 to 2 billion, it now takes a little more than a decade for the population to increase by that same number, that is how fast the population is growing.

Medicaid programs would also work better if federal funding and federal cuts weren?t the continued topic on capital hill, however these such problems will continue to arise because Medicaid is under-funded, but as mentioned before, those patients participating in the system right now should continue to take preventive measures and use the medical benefits available to them.

As Social Service Coordinators is the leading health advocate provider in the nation, their goal is to help qualified Medicare members fill out the necessary paperwork so there is never a gab in coverage, keeping members healthier than ever.

Tagged as: advocacy services, disabled, economy, health care, health insurance, health reform, low income, medicaid, medicare, motivation, unemployed

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